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It's SkyCap where
LOANS ARE MADE EASY

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Benefits of a SkyCap Loan

SkyCap is the smart alternative to payday loans at a fraction of the cost with flexible and affordable payment terms.

  • Borrow up to $10,000
  • Terms of up to 3 years
  • Affordable interest rates

What if I have Collateral?

If you have collateral, like a car that is paid off and 6 years or newer, you can use this as collateral and lower your interest rates.

What if I have a Past Bankruptcy?

Dealing with a past Bankruptcy or Consumer Proposal is hard enough, often we can look past this and still help.

What if I have a Low Credit Score?

We understand that sometimes this happens. Having a low credit score is not a deal breaker. We look at your whole situation not just your score.

Personal Loans

We can say "YES!" when others say no. Don't get turned down by your bank again. Get your SkyCap Loan today. Use it for bill payments, home repairs or a vacation. It's up to you.

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Debt Consolidation Loans

Overwhelmed with debt? We can help! You can use your SkyCap Loan and consolidate your payday loans or other high interest debt into a single affordable payment.

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About SkyCap Financial

SkyCap Financial was founded in 2013 to provide alternative financing to Canadians. With our team of highly skilled and dedicated individuals, we strive to provide a better lending experience.

Where to turn when banks say no.

Everyday we deal with clients who have been banking with their large bank for years but when they truly need a helping hand these banks are quick to say no and decline your loan application.

SkyCap Financial is quickly becoming Canada's fastest growing lender helping customers reach their financial goals through affordable lending.

Frequently Asked Questions

We based our lending decisions on three key factors: your credibility, your stability and your current income.
We require proof of income (2 pay stubs), the last 30 days of your banking information, 1 recent bill to your current address and a piece of government issued photo ID.
Our application can be completed within 15 minutes.
We can issue approvals in as little as 24 hours during normal business hours.
Once approved and the required documentation submitted and agreement signed, your funds are sent directly to your bank account.
You can borrow up to $10,000.
We offer loans with terms of 9 months to 36 months.
Your payments are processed through our pre-authorized payment plan to automatically withdraw your loan payments from your bank account when your payments are due.
We work closely with our customers to ensure that we can find a solution for most circumstances.
Our APR and total cost of borrowing depends on the strength of your application and your credit history.
We are able to consider applications from clients who have recently been discharged from bankruptcy.
If you have collateral, like a car that is paid off and 6 years or newer, you can use this as collateral and lower your interest rates.
We understand that sometimes this happens. Having a low credit score is not a deal breaker. We look at your whole situation not just your score.
Apply for a Loan Now!

Our contacts

1020 Bayridge Dr, Kingston, ON K7P 2S2
(877) 924-4557
info@skycapfinancial.com

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